insurance iconDog Grooming Insurance for Mobile & Salon-Based Groomers 

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Get Reliable Dog Grooming Business Insurance to Protect Clients, Equipment & More 

Handling pets, sharp tools, and unpredictable behavior means dog grooming comes with unique risks. Dog grooming insurance protects your business from liability claims, injuries, or property damage that can occur during appointments. Whether you operate from a salon or offer mobile services, the right dog grooming business insurance helps keep your tools and your reputation safe. 

Business Owners Policy Insurance
Business Owners Policy Insurance
Business owners policy insurance bundles commercial property insurance and general liability insurance coverages into one affordable package for small and mid-sized companies.
Best for
Customer bodily injuries
Damaged client property
Repair stolen property
General Liability Insurance
General Liability Insurance
General liability insurance is essential for small businesses looking to protect themselves against common risks like bodily injury, property damage, and legal claims.
Best for
Slip-and-fall accidents
Damage to a customer's property
Claims of advertising injury
Workers Compensation Insurance
Workers Compensation Insurance
Required by law in many states, workers compensation insurance helps cover medical expenses, lost wages, and rehabilitation costs for on-the job injuries
Best for
Injuries sustained while working
Work-related illnesses
Medical expenses and rehabilitation costs
Professional Liability Insurance
Professional Liability Insurance
Professional liability insurance, also known as errors and omissions insurance, is designed to protect your small business from claims of negligence, missed deadlines, or unsatisfactory work.
Best for
Claims of missed deadlines
Lawsuits of inaccurate advice
Claims of misrepresentation
Cyber Insurance
Cyber Insurance
Cyber insurance protects against the financial fallout of stolen data, system outages, and regulatory fines. It's strongly recommended if your businesses handles credit card numbers, email addresses, and other personal information.
Best for
Protect against hacking
Covering breach notification costs
Protections against malware
Commercial Auto Insurance
Commercial Auto Insurance
Commercial auto insurance covers the cost of accidents involving a vehicle owned by your business. Most states require this coverage for vehicles owned by a business.
Best for
Bodily injury in accidents
Property damage in accidents
Protections against uninsured motorists

What Kind Of  Dog Grooming Business Insurance Do You Need?

Dog grooming business insurance includes a range of coverages designed to protect your business from common risks such as third-party injuries, property damage, veterinary bills, and legal fees. These policies help safeguard your finances and give clients confidence in your services.

Key types of coverages to consider for your dog grooming business include:

 

 

Why Do You Need Dog Grooming Business Insurance?

Dog grooming business insurance is essential for anyone who wants to run a safe, professional, and trustworthy pet care business. It protects you from the risks that come with working with animals, while also showing pet owners that you take your responsibilities seriously.

Here’s why having coverage matters:

  • Accidents & Injuries – Nervous dogs may move suddenly, leading to accidental cuts or injuries during trims.

  • Property Damage – Pets can damage grooming tables, clippers, dryers, or even a mobile grooming van.

  • Legal Claims – Owners may sue if they believe their pet was harmed or became ill under your care.

  • Employee Injuries – Groomers face bites, scratches, back strain, and repetitive motion injuries.

 

How Much Is Dog Grooming Insurance?

Dog grooming insurance costs can vary, but generally, Gild Insurance customers’ policy coverages start at $250 annually.

Here are a few factors that influence dog grooming business insurance:

    • Location
    • Services offered
    • Business size and revenue
    • Employee count
    • Claims history

 

The best way to find your dog grooming insurance cost is to get a free, online quote in minutes!

 

 

How To Get Dog Grooming Insurance With Gild?

At Gild, we focus exclusively on small businesses. That means every policy, recommendation, and conversation is tailored to the unique needs of business owners like you. Our goal is to make insurance simple, affordable, and effective so you can focus on growing your pet service business with confidence.

Here’s how to get the best dog grooming insurance with us:

  • Hassle Free: Get your free, online quote in minutes!
  • Tailored Coverage: We design policies specifically for small businesses, whether you are a mobile groomer or managing a small team.
  • Affordable Protection: We compare options from top carriers to deliver comprehensive coverage that fits your budget.
  • Small Business Expertise: Because we only insure small businesses, we understand your challenges and build solutions that truly protect you.

 

 

Count on Fast Support for Your Business When the Unexpected Happens

When an incident affects your business, you deserve support that works as hard as you do. Gild’s Claims Concierge helps you navigate the business insurance claims process with speed, clarity, and confidence.

Our team works alongside you to:

  • File and manage claims efficiently to minimize downtime and stress.
  • Coordinate directly with your insurance provider for faster resolutions.
  • Connect you with trusted repair and recovery partners to restore operations quickly.

Our goal is simple: get you back to serving clients and growing your business as quickly as possible. We’re here to keep you steady, supported, and ready for whatever comes next.

 

 

Get the Best Dog Grooming Insurance Today!

Don’t wait for an unexpected incident to put your life coaching business at risk. With dog grooming insurance from Gild, you get more than a policy. You get a partner who understands the work you do and helps you protect the pets you care for.

Frequently Asked Questions

Dog groomers handle live animals, sharp tools, and frequent customer interactions. The core policies include: 

  • General Liability – Protects against third-party injury or property damage claims (like a client slipping in your shop). 
  • Animal Bailee Coverage – Specialized protection if a pet is injured, lost, or harmed while in your care. 

On average, Gilders pay between $500-$1200 a year for protection.   

Cost can vary depending on your: 

  • Location 
  • Size 
  • Value of Equipment and Tools 

Gild will work with you to find the right tailored coverage that fits your budget and your needs. 

Yes, with the right coverages: 

  • Animal Bailee Coverage protects pets in your care if they are injured or harmed. 
  • General Liability covers third-party property damage or client injuries inside your shop. 
  • Workers’ Compensation helps cover staff injuries, such as bites or burns from dryers. 
  • Commercial Property Insurance protects your building and grooming equipment from covered events. 
  • Landlords typically require general liability before leasing space for a grooming salon. 
  • Some pet service contracts, boarding facilities, or franchise agreements require proof of coverage to protect both the groomer and their partners. 

Let's Get The Best Insurance For Your Business!

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You can also take a look at our insurance informational pages, Insurance FAQs, and blog, The Gildfitter, to get a feel for each of these insurance coverages.