insurance iconBusiness Owner’s Policy

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What is a business owner’s policy (BOP)?

A business owner’s policy (BOP) is a packaged insurance product. It combines the offerings of general liability coverage and property protection coverage into a single insurance policy. Buy one policy instead of two and save money! 

General liability  +  Property protection = BOP

What may be covered by a standard BOP?

Physical injury to others
Damage to others’ property
Advertising injury
Repair or replace damaged property
Repair or replace destroyed property
Repair or replace stolen property

What may not be covered by BOP insurance?

  • Damage to your own property
  • Damage to your own work
  • Injury to your employees
  • Professional services and advice

BOPs are also customizable! Take a peek at our Business Owner’s Insurance FAQs and blog, The Gildfitter, to explore your possibilities.

Find out if a Business Owner's Policy is right for you.

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The content provided on this site is solely informational and does not replace legal, professional, or regulatory advice.