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On average, Gilders pay between $500-$1200 a year for protection.&nbsp;&nbsp;&nbsp; Cost can vary depending on your:&nbsp; Gild will work with you to find the right tailored coverage that fits your budget and your needs.&nbsp;

How Much Does Acupuncture Insurance Cost? - Gild Insurance Blog

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How Much Does Acupuncture Insurance Cost?

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On average, Gilders pay between $500-$1200 a year for protection.    Cost can vary depending on your:  Gild will work with you to find the right tailored coverage that fits your budget and your needs. 

https://blog.yourgild.com/faq/how-much-does-acupuncture-insurance-cost/

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Your policy should protect against real-world risks, including:&nbsp; Gild bundles these coverages into one package so you&#8217;re always protected—no gaps, no guesswork.&nbsp;

What Does Acupuncture Insurance Cover? - Gild Insurance Blog

What Does Acupuncture Insurance Cover?

Your policy should protect against real-world risks, including:  Gild bundles these coverages into one package so you’re always protected—no gaps, no guesswork. 

https://blog.yourgild.com/faq/what-does-acupuncture-insurance-cover/

Yes—insurance is highly recommended and often necessary:&nbsp;

Do You Need Insurance to Practice Acupuncture? - Gild Insurance Blog

Do You Need Insurance to Practice Acupuncture?

Yes—insurance is highly recommended and often necessary: 

https://blog.yourgild.com/faq/do-you-need-insurance-to-practice-acupuncture/

A tailored insurance package for licensed acupuncturists should include:&nbsp; Gild helps acupuncturists build a tailored insurance plan so you can treat clients and grow your practice confidently.&nbsp;

What Insurance Does an Acupuncturist Need? - Gild Insurance Blog

What Insurance Does an Acupuncturist Need?

A tailored insurance package for licensed acupuncturists should include:  Gild helps acupuncturists build a tailored insurance plan so you can treat clients and grow your practice confidently. 

https://blog.yourgild.com/faq/what-insurance-does-an-acupuncturist-need/

How much does photographer insurance cost? - Gild Insurance Blog

How much does photographer insurance cost?

https://blog.yourgild.com/faq/how-much-does-photographer-insurance-cost/

Photographer insurance protects you from the most common risks that can derail your business, including:&nbsp;

What does photographer insurance cover? - Gild Insurance Blog

What does photographer insurance cover?

Photographer insurance protects you from the most common risks that can derail your business, including: 

https://blog.yourgild.com/faq/what-does-photographer-insurance-cover/

Yes! Wedding shoots bring unique risks:&nbsp;

Do photographers need wedding photography insurance specifically? - Gild Insurance Blog

Do photographers need wedding photography insurance specifically?

Yes! Wedding shoots bring unique risks: 

https://blog.yourgild.com/faq/do-photographers-need-wedding-photography-insurance-specifically/

Most photographers should consider:&nbsp;

What types of insurance does a photographer need? - Gild Insurance Blog

What types of insurance does a photographer need?

https://blog.yourgild.com/faq/what-types-of-insurance-does-a-photographer-need/

Yes! Even as a solo operator, you can be held liable for accidents on set, property damage, or disputes over deliverables. Many venues and clients require proof of insurance before allowing filming.&nbsp; Having coverage not only protects your finances but also reassures clients you run a professional operation.&nbsp;

Do freelance videographers need liability insurance? - Gild Insurance Blog

Do freelance videographers need liability insurance?

Yes! Even as a solo operator, you can be held liable for accidents on set, property damage, or disputes over deliverables. Many venues and clients require proof of insurance before allowing filming.  Having coverage not only protects your finances but also reassures clients you run a professional operation. 

https://blog.yourgild.com/faq/do-freelance-videographers-need-liability-insurance/

How much does videographer insurance cost? - Gild Insurance Blog

How much does videographer insurance cost?

https://blog.yourgild.com/faq/how-much-does-videographer-insurance-cost/

Yes! If you have equipment coverage (often called inland marine insurance), it can cover repair or replacement costs if your gear is:&nbsp; Coverage can extend to shoots on location, in studios, or while traveling.&nbsp;

Does videographer insurance cover equipment damage or theft? - Gild Insurance Blog

Does videographer insurance cover equipment damage or theft?

Yes! If you have equipment coverage (often called inland marine insurance), it can cover repair or replacement costs if your gear is:  Coverage can extend to shoots on location, in studios, or while traveling. 

https://blog.yourgild.com/faq/does-videographer-insurance-cover-equipment-damage-or-theft/

Videographers face a mix of creative, technical, and on-location risks. Common coverages include:&nbsp;

What type of insurance does a videographer need? - Gild Insurance Blog

What type of insurance does a videographer need?

Videographers face a mix of creative, technical, and on-location risks. Common coverages include: 

https://blog.yourgild.com/faq/what-type-of-insurance-does-a-videographer-need/

Graphic designers work in a creative but risk-prone space where client expectations, intellectual property rights, and deadlines all carry liability. Core coverages include:&nbsp;

What type of insurance does a graphic designer need? - Gild Insurance Blog

What type of insurance does a graphic designer need?

Graphic designers work in a creative but risk-prone space where client expectations, intellectual property rights, and deadlines all carry liability. Core coverages include: 

https://blog.yourgild.com/faq/what-type-of-insurance-does-a-graphic-designer-need/

Yes! Freelance status doesn’t eliminate liability. Many clients require proof of professional liability or general liability insurance before beginning work. Even a small design error or overlooked deadline can lead to costly disputes.&nbsp;

Do freelance graphic designers need business insurance? - Gild Insurance Blog

Do freelance graphic designers need business insurance?

Yes! Freelance status doesn’t eliminate liability. Many clients require proof of professional liability or general liability insurance before beginning work. Even a small design error or overlooked deadline can lead to costly disputes. 

https://blog.yourgild.com/faq/do-freelance-graphic-designers-need-business-insurance/

How much does insurance for a graphic designer cost? - Gild Insurance Blog

How much does insurance for a graphic designer cost?

https://blog.yourgild.com/faq/how-much-does-insurance-for-a-graphic-designer-cost/

If you have professional liability or media liability coverage, it can help protect you against claims of copyright infringement. This includes:&nbsp;

Does graphic design insurance cover copyright infringement? - Gild Insurance Blog

Does graphic design insurance cover copyright infringement?

If you have professional liability or media liability coverage, it can help protect you against claims of copyright infringement. This includes: 

https://blog.yourgild.com/faq/does-graphic-design-insurance-cover-copyright-infringement/

If you have cyber liability insurance, yes! This policy can cover:  In an industry where client data and analytics are core to your work, cyber coverage is one of the most valuable protections you can have.&nbsp;

Does digital marketing insurance cover cyber incidents like data breaches? - Gild Insurance Blog

Does digital marketing insurance cover cyber incidents like data breaches?

If you have cyber liability insurance, yes! This policy can cover:  In an industry where client data and analytics are core to your work, cyber coverage is one of the most valuable protections you can have. 

https://blog.yourgild.com/faq/does-digital-marketing-insurance-cover-cyber-incidents-like-data-breaches/

How much does digital marketing insurance cost? - Gild Insurance Blog

How much does digital marketing insurance cost?

https://blog.yourgild.com/faq/how-much-does-digital-marketing-insurance-cost/

Yes! Even one small oversight—such as using unlicensed images, missing a campaign deadline, or making a typo in paid ad copy—can result in a costly claim. E&amp;O coverage helps protect your finances and reputation when mistakes happen.&nbsp;

Is professional liability (E&amp;O) insurance necessary for digital marketers? - Gild Insurance Blog

Is professional liability (E&amp;O) insurance necessary for digital marketers?

Yes! Even one small oversight—such as using unlicensed images, missing a campaign deadline, or making a typo in paid ad copy—can result in a costly claim. E&amp;O coverage helps protect your finances and reputation when mistakes happen. 

https://blog.yourgild.com/faq/is-professional-liability-eo-insurance-necessary-for-digital-marketers/

Digital marketing professionals work in a fast-paced, high-stakes environment where client expectations, deadlines, and data security are critical. Common coverages include:&nbsp;

What types of insurance does a digital marketing business need? - Gild Insurance Blog

What types of insurance does a digital marketing business need?

Digital marketing professionals work in a fast-paced, high-stakes environment where client expectations, deadlines, and data security are critical. Common coverages include: 

https://blog.yourgild.com/faq/what-types-of-insurance-does-a-digital-marketing-business-need/

Yes, insurance is highly recommended and often required:&nbsp;

Do you need insurance to teach Pilates? - Gild Insurance Blog

Do you need insurance to teach Pilates?

Yes, insurance is highly recommended and often required: 

https://blog.yourgild.com/faq/do-you-need-insurance-to-teach-pilates/

Typical coverage includes:&nbsp; With Gild, you get robust protection, so you can focus on your Pilates practice—not the paperwork.&nbsp;

What does Pilates instructor insurance cover? - Gild Insurance Blog

What does Pilates instructor insurance cover?

Typical coverage includes:  With Gild, you get robust protection, so you can focus on your Pilates practice—not the paperwork. 

https://blog.yourgild.com/faq/what-does-pilates-instructor-insurance-cover/

How much is insurance for a Pilates instructor? - Gild Insurance Blog

How much is insurance for a Pilates instructor?

https://blog.yourgild.com/faq/how-much-is-insurance-for-a-pilates-instructor/

A well-rounded insurance setup for Pilates instructors includes:&nbsp; Gild helps you build a Pilates-focused insurance package that fits your studio, students, and style.&nbsp;

What kind of insurance does a Pilates instructor need? - Gild Insurance Blog

What kind of insurance does a Pilates instructor need?

A well-rounded insurance setup for Pilates instructors includes:  Gild helps you build a Pilates-focused insurance package that fits your studio, students, and style. 

https://blog.yourgild.com/faq/what-kind-of-insurance-does-a-pilates-instructor-need/

In most states, there’s no legal requirement for liability insurance if you work independently, but many homeowners will only hire insured cleaners. If you have employees, workers’ compensation is typically required by law.&nbsp; Insurance isn’t just about meeting a requirement — it can be the deciding factor in whether you land a recurring cleaning contract.&nbsp;

Is insurance legally required for home cleaning services or just expected by clients? - Gild Insurance Blog

Is insurance legally required for home cleaning services or just expected by clients?

In most states, there’s no legal requirement for liability insurance if you work independently, but many homeowners will only hire insured cleaners. If you have employees, workers’ compensation is typically required by law.  Insurance isn’t just about meeting a requirement — it can be the deciding factor in whether you land a recurring cleaning contract. 

https://blog.yourgild.com/faq/is-insurance-legally-required-for-home-cleaning-services-or-just-expected-by-clients/

Yes! When you carry the right coverage:&nbsp; Including these protections not only shields your business financially but also reassures homeowners that you take their trust seriously.&nbsp;

Does home cleaning insurance cover tool theft or accidental damage on client premises? - Gild Insurance Blog

Does home cleaning insurance cover tool theft or accidental damage on client premises?

Yes! When you carry the right coverage:  Including these protections not only shields your business financially but also reassures homeowners that you take their trust seriously. 

https://blog.yourgild.com/faq/does-home-cleaning-insurance-cover-tool-theft-or-accidental-damage-on-client-premises/

How much does home cleaning business insurance cost? - Gild Insurance Blog

How much does home cleaning business insurance cost?

https://blog.yourgild.com/faq/how-much-does-home-cleaning-business-insurance-cost/

Working inside a client’s home means your business is trusted with both their property and personal space. The most common coverages for home cleaning businesses include:&nbsp;

What types of insurance does a home cleaning business need? - Gild Insurance Blog

What types of insurance does a home cleaning business need?

Working inside a client’s home means your business is trusted with both their property and personal space. The most common coverages for home cleaning businesses include: 

https://blog.yourgild.com/faq/what-types-of-insurance-does-a-home-cleaning-business-need/

In most states, general liability insurance is not legally required, but many clients and commercial contracts will not hire a cleaning business without proof of it. It’s considered essential for protecting your business from lawsuits and for meeting client expectations.&nbsp; Carrying liability insurance shows professionalism and ensures you’re prepared for unexpected incidents.&nbsp;

Is liability insurance required for a cleaning business? - Gild Insurance Blog

Is liability insurance required for a cleaning business?

In most states, general liability insurance is not legally required, but many clients and commercial contracts will not hire a cleaning business without proof of it. It’s considered essential for protecting your business from lawsuits and for meeting client expectations.  Carrying liability insurance shows professionalism and ensures you’re prepared for unexpected incidents. 

https://blog.yourgild.com/faq/is-liability-insurance-required-for-a-cleaning-business/

Yes! When you have the right policies in place:&nbsp;

Does cleaning insurance cover employee theft or property damage? - Gild Insurance Blog

Does cleaning insurance cover employee theft or property damage?

Yes! When you have the right policies in place: 

https://blog.yourgild.com/faq/does-cleaning-insurance-cover-employee-theft-or-property-damage/

How much does cleaning business insurance cost? - Gild Insurance Blog

How much does cleaning business insurance cost?

https://blog.yourgild.com/faq/how-much-does-cleaning-business-insurance-cost/

Cleaning businesses face risks ranging from slip-and-fall accidents to damage to client property. Core coverages include:&nbsp;

What type of insurance does a cleaning business need? - Gild Insurance Blog

What type of insurance does a cleaning business need?

Cleaning businesses face risks ranging from slip-and-fall accidents to damage to client property. Core coverages include: 

https://blog.yourgild.com/faq/what-type-of-insurance-does-a-cleaning-business-need/

Coverage typically includes:&nbsp; Even a simple claim can snowball. The right insurance stops that from becoming your reality.&nbsp;

What risks and claims does home inspector insurance typically cover? - Gild Insurance Blog

What risks and claims does home inspector insurance typically cover?

Coverage typically includes:  Even a simple claim can snowball. The right insurance stops that from becoming your reality. 

https://blog.yourgild.com/faq/what-risks-and-claims-does-home-inspector-insurance-typically-cover/

How much does home inspector E&amp;O and general liability insurance cost? - Gild Insurance Blog

How much does home inspector E&amp;O and general liability insurance cost?

https://blog.yourgild.com/faq/how-much-does-home-inspector-eo-and-general-liability-insurance-cost/

In many states, yes!&nbsp; Liability insurance is commonly required by state licensing boards, and even when it’s not, clients often expect it. Here’s how it plays a role:&nbsp; Liability insurance isn’t just a formality—it’s a safeguard for your career and reputation.&nbsp;

Is home inspector liability insurance required by state law or licensing boards? - Gild Insurance Blog

Is home inspector liability insurance required by state law or licensing boards?

In many states, yes!  Liability insurance is commonly required by state licensing boards, and even when it’s not, clients often expect it. Here’s how it plays a role:  Liability insurance isn’t just a formality—it’s a safeguard for your career and reputation. 

https://blog.yourgild.com/faq/is-home-inspector-liability-insurance-required-by-state-law-or-licensing-boards/

Essential to every inspection business:&nbsp; Together, these policies protect your assets and reputation—so one oversight doesn’t end your business.&nbsp;

What types of insurance does a home inspector need? - Gild Insurance Blog

What types of insurance does a home inspector need?

Essential to every inspection business:  Together, these policies protect your assets and reputation—so one oversight doesn’t end your business. 

https://blog.yourgild.com/faq/what-types-of-insurance-does-a-home-inspector-need/

Yes! In many cases:&nbsp; Holding required insurance helps you stay legal, get hired, and build client trust.&nbsp;

Is locksmith insurance legally required in my state or by clients? - Gild Insurance Blog

Is locksmith insurance legally required in my state or by clients?

Yes! In many cases:  Holding required insurance helps you stay legal, get hired, and build client trust. 

https://blog.yourgild.com/faq/is-locksmith-insurance-legally-required-in-my-state-or-by-clients/

With the right policies, you’re covered for:&nbsp; These protections ensure that operational risks—like accidents, mistakes, or theft—don’t derail your work or wallet.&nbsp;

What does locksmith insurance typically cover? - Gild Insurance Blog

What does locksmith insurance typically cover?

With the right policies, you’re covered for:  These protections ensure that operational risks—like accidents, mistakes, or theft—don’t derail your work or wallet. 

https://blog.yourgild.com/faq/what-does-locksmith-insurance-typically-cover/

How much does locksmith insurance cost? - Gild Insurance Blog

How much does locksmith insurance cost?

https://blog.yourgild.com/faq/how-much-does-locksmith-insurance-cost/

Locksmiths face on-the-job hazards and client liability risks, so these coverages are key:&nbsp; Together, these policies safeguard your business from everyday risks—so one slip-up doesn’t become a legal crisis.&nbsp;

What types of insurance does a locksmith need? - Gild Insurance Blog

What types of insurance does a locksmith need?

Locksmiths face on-the-job hazards and client liability risks, so these coverages are key:  Together, these policies safeguard your business from everyday risks—so one slip-up doesn’t become a legal crisis. 

https://blog.yourgild.com/faq/what-types-of-insurance-does-a-locksmith-need/

Absolutely! With the right policies:&nbsp; When you&#8217;re transforming a space, insurance helps protect what’s behind—and ahead—of the design.&nbsp;

Does interior design insurance cover client property damage or installation mistakes? - Gild Insurance Blog

Does interior design insurance cover client property damage or installation mistakes?

Absolutely! With the right policies:  When you’re transforming a space, insurance helps protect what’s behind—and ahead—of the design. 

https://blog.yourgild.com/faq/does-interior-design-insurance-cover-client-property-damage-or-installation-mistakes/